ONYINYECHI MUSIC

ONYINYECHI INTERVIEW 2

ONYINYECHI INTERVIEW 1

LENT AND THE TEMPTATION OF JESUS CHRIST

The teaching today 13th March, 2019 at The Lord of Hosts Miracle Chapel, plot 116, 5th Avenue, Beside Okiki Hall, Gowon Estate, Egbeda, Lagos.

Theme: Lent and The temptation of our Lord Jesus Christ.

Text is from Luke 4:1-13.

Devil tempted Jesus in three ways:
1. With Food
2. Power and Glory
3. Material Things i.e. wealth and money

1. FOOD - Jesus was famished after a long spell of fasting. Satan capitalised on that situation to ask Him to turn stones to bread. “Man shall not leave by bread alone” was the apt response from the master. The food for both the belly and the spirit is every word that comes from our father in heaven i.e. the bible.

2. POWER AND GLORY – Jesus was taken atop to see the power and glory of the world which was a beauty to behold. The devil claimed that all that razzmatazz was at his beck and call and would belong to Jesus if He would bow and worship the devil. But our Lord Jesus exhibited His true being and rebuked and renounced the devil.

3. MATERIAL THINGS i.e. WEALTH AND MONEY – Throw yourself down and you will be saved by the angels in line with the scriptures, the devil told Jesus. For the third time Christ debunked the devil and told him categorically that only God should be worshipped.

Brethren, this is the whole essence of lent. So in this Lenten season how are we faring in the spiritual warfare with the devil? Are we, by our greed and insatiable wants creating potential entrance for Satan to come into our lives? We should all strive to emulate our Lord Jesus Christ in His victory over the evil machinations of the enemy, as shown in the three types of temptations above.

Jesus left some examples as the tenets and rudiments of Lent namely:
1. Jesus received the Holy Spirit and went to accomplish His mission.
2. Jesus prayed, fasted and sacrificed His resources in the desert in order to prepare His mission.
3. He made His final decision to save humanity through His death.
4. He was in the desert for 40 days and thereafter gathered the required strength and power for His ministry.
5. He defeated and conquered the devil with all his tricks.

As children of God we should not be in a hurry to establish a church just because we claim to have been “called”. We should be ready to develop and follow the process as enunciated by our Lord Jesus Christ above. And more importantly we should participate in the Lenten season and reap the benefits it tends to offer.

As we do this may we by the power of the Holy Ghost be filled by the word of God which is life everlasting. Amen.

Sermon by Priest Evarist Ndibunwa.

PERSONAL DEVELOPMENT PLAN - PDP

PERSONAL DEVELOPMENT PLAN - PDP

The Sunday School Teaching today 10th March, 2019 at The Lord of Hosts Miracle Chapel for the youths.

Theme PDP – PERSONAL DEVELOPMENT PLAN.

What is PDP? The answer is derived above…… personal development plan! Let us look at the key words:
Personal - means concerning or affecting a particular person or his/her private life and personality.
Development – means act of improving by expanding or enlarging or refining.
Plan – means an arrangement scheme, a design, a series of steps to be carried out or goals to be accomplished.

Nobody ever wrote down a plan to be broke, fat ,lazy or stupid. Those things are what happen when you do not have a plan…….Larry Winget.

Why do you need a personal development plan? It is pertinent to note that before you embark on a journey whatsoever, you have to put pen to paper and highlight the things you expect and things you want to do. For the new undergraduates this year, what crossed your mind the moment you got wind of your admission to the university? What plan did you in place thereafter?

A personal development plan consists of defining:
1. What is important to you
2. What you want to achieve
3. What strengths you already have that will help you achieve your goals
4. What you need to improve and develop with time

The following are personal development plan template to help you structure your thinking and create a strategic plan for achieving your goals:

Step 1. DEFINE YOUR GOALS

This is the first step. What are those things you want in life. For example, new skills, achievements that will make you happier, learn a new language etc. write them down e.g 1 to 10 or more in number and review it them from time to time.

Step 2. PRIORITISE YOUR GOALS
No doubt some goals are more important than others or better still some goals precede others. Therefore such goals should get your priority attention.

Step 3. SET A DEADLINE
If you have a goal but do not know when you want to achieve it, chances are that it will never happen. Also if you are planning to achieve a big project in a very short time, chances are that it might not happen. Example is Dangote Refinery. Be realistic, specific and make good assumptions time wise.

Step 4. UNDERSTAND YOUR STRENGHTS
Everyone in the world is good at something and has above average skills/ strengths in some specific areas. Ask yourself – what are your key strengths? If you are not sure of the answer, ask your friends or family. Your key strengths are those things that make you unique and special. No one can ever take it away from you. Knowing yourself is a confidence booster.
Even our Lord Jesus asked His disciples this question in Matt 16:13-20. Not that He didn’t know but He wanted a confirmation of who He really is. Once you understand what your strengths are, write them down.

Step 5. RECOGNISE YOUR OPPORTUNITIES AND THREATS
Your current character or attitude can make or mar your quest to achieve your goals. Write down at least 5 things you need to stop doing or indulging in. on the other hand write down five things that can help you achieve your goals.

Step 6. DEVELOP NEW SKILLS
A PDP is a plan for how to go from the place you are now to the place you want to be. A PDP will help you go from a position of weakness to a position of strength in the period under reference. If you want to get something you need to give something in return. If you to start a new trade you need to learn the trade and master it. Example is ibo boys and serving their master for 5 to 10 years before they are settled. So which skills or knowledge will help you to achieve your goals.

Step 7. TAKE ACTION
What is your PDP for the year 2019. Your PDP must be a detailed, well- structured and written plan that will demand your loyalty and commitment. He fails to plan, might be planning to fail. Part of the action to take include:
a. Build spiritual capacity – move from just relationship with God to quality fellowship with God. Let God command your attention in everything you do.
b. Read inspirational and motivational books. Number one of such books is your bible. Another one is seven habits of most successful people by Franklin Covey.
c. Attend seminars, conferences and workshops. Sometimes they free.
d. Identify your mentors and coaches and relate with them from time to time.
e. Cut off negative relationships and friendships. These drain your personal energy.
f. Undertake wise and intelligent investments.
g. Cultivate positive habits and behavours. Obey your parents. This is the only commandment of God with a promise.

Step 8. GET SUPPORT
Who can help you achieve your goals faster. For example if you want to change your career you can talk to a career adviser, if you want to lose weight you can talk to a fitness coach, and if you want to improve in your finances you can talk to a financial adviser like yours truly.

Step 9. MEASURE YOUR PROGRESS
The best motivator to stay persistent in achieving your goals is your own progress no matter how little. It is important to recognise that you are moving forward and to write down things that you are doing well. Identify your accomplishments and areas that require improvements and write them down.

In this lecture, you have learnt that you must do a lot of writing things down and review them from time to time. That is the only way to achieve your PDP for the year 2019 and beyond.

As you do that may God in His infinite mercy grant us wisdom, knowledge and understanding in our everyday endeavours in Jesus mighty name I pray. Amen.

By Jerome C. Njoku – Elder.

JOB SOWED GOODNESS AND OBEDIENCE TO GOD.

LORD OF HOSTS MIRACLE CHAPEL. Sunday 3rd March 2019.

Calvary greetings beloveth.

Below is the sermon today at Lord of Hosts Miracle Chapel, plot 116, 5th avenue Gowon Estate, Egbeda.

Theme: Job sowed goodness and obedience to God. Text: Job 1: from verse 1.

Job was very wealthy during his time. His wealth did not prevent him from living righteous before God. God himself called him blameless.

Job was blessed with 7 sons and 3 beautiful daughters. His children and wealth did not prevent him from serving God in truth and in spirit.

Are we living like Job? What does God see as He watches our behaviour? Are we getting it right? Are we sowing the right seeds in our marriage, for example. Are we sowing love, humility and kindness in our marriage?

Job conducted his business the right way to please God. He guided and guarded his children, putting them in spiritual check all the time. Job would call in his children and sanctify them after they have had their parties.

God bragged about Job. Can God brag about us. Better still can we brag about our spouses and vice versa?

Let us embrace Job’s sterling qualities as children of God and as we do may God bless us all. Amen.

Sermon by seer Bright Ndibunwa.

BUSINESS MODEL IN AN FMCG INDUSTRY (FAST MOVING CONSUMER GOODS)

MASTERS ENERGYFEEDBACK FORM
NAME OF HOD:
NAME OF SUBSIDIARY/BUSINESS UNIT: Masters Energy Commodities Trading Ltd
BUSINESS ADDRESS: 31A Remi Fani Kayode Street, Ikeja GRA
PHONE NO:

Below is a business model that can help business owners and entrepreneurs especially in FMCG industry. (FAST MOVING CONSUMER GOODS)

Kindly answer all questions as comprehensively as possible.
1. Describe your business unit, its functions, products (if any) and its objectives?

Masters Energy Commodities Trading Limited is a business entity with vested interests in Fast Moving Consumers Goods (FMCG).
With the re-basing of Nigerian economy in second quarter of 2014, while the petroleum oil & gas accounts for about 14.4%, the real sector
(including agriculture, manufacturing and industry) account for about 54% of $510billion (total GDP). This is where the Commodities unit
of Masters Energy operates.
Masters Energy Commodities’ interest covers but not limited to the followings:
Trading
Manufacturing and
Export

PRODUCTS:
A. TRADING PRODUCTS
• Rice (Trading)
• Wines (Trading)
• Oils and fats (Olive oil, Vegetable oil) (Masters Olive Oil)
MANUFACTURED PRODUCTS
• Packaged Water (Masters Water®)
• Carbonated Drinks (Masters Cola®…)
• Instant noodles (Masters Instant Noodles®)
• Biscuits and snacks (Cheese balls) (Masters Biscuits®/Masters Cheeseballs®)
• Processed fruit and vegetables



2. Explain how the functions of your unit tie in with the overall vision and objectives of the Masters Energy Group.

With over 130% drop in global price of petroleum crude in the last 4years, this development has dealt a big blow in the oil sectors and
all the players both in the upstream and downstream.
Masters Energy Commodities Trading Limited provided a good and alternative diversification base for the parent company, Masters Energy
Group.

3. What are the critical success factors for your business unit? Pls explain in detail.

a. Market research: To use scientific methods to identify viable products
b. Effective product development team
c. Customer Service Relation
d. Cost management and reduction: To ensure competitiveness in the industry.
e. Engagement of professionals and competent hands to oversee strategic positions.
f. Financial discipline
g. Robust working capital

4. What are the major challenges you currently experience as a business unit?

1. Inadequate working capital
2. Lack of clear and functional business structure and organizational chart
3. Non availability of profitable and fast moving products
4. Staff training almost non-existent. No commodity staff has gone on training since the establishment of the unit
5. No business distributorship model
6. Strict compliance of cash and carry based sales model sometimes sabotaged by some staff and out station marketing staff

5. Which regulatory agencies govern the operations of businesses in your industry?

1. Standard Organization of Nigeria (SON)
2. National Agency for Food Drug Administration and Control (NAFDAC)

6. Is your business in compliance with all the relevant regulatory authorities in your industry?
Yes

7. If not, why?
Not applicable

8. How many staff do you currently have in employment?
There are 12 staff pan Nigeria as follows:

 Enugu 2 Marketing
 Onitsha 1 Marketing
 Abuja 1 Marketing
 Lagos 5 Finance 3, Marketing 2
 Lagos 1 Finance, seconded from Dupson***
 Business Devt. 2 Work for all spectrum of commodities units
**** Strong case is hereby made for upgrade to full finance staff

9. Do you have the right human resource mix required to meet your set targets?
• Yes

• Labour/Factory Act related issue to meet set target in the manufacturing sector



10. How many staff do you require to operate optimally?

Staff as presently constituted is adequate for now. However, depending on level of business activity increase, more staff may be required
in the long run



11. Does your business compete favorably with competitors in your industry? If not, why?
Under normal condition, that is given the right product mix, the unit enjoys good patronage, profitability and liquidity. However, due to
the limiting factors highlighted above (i e lack of FMCG in stock at present), competition is anything but intense


12. What are the current limitations to the success of your business unit?

1. Non availability of fast moving and profitable products e.g olive oil, rice, vegetable oil, milk etc
2. Non availability of robust and prudent working capital management. Bank accounts are managed to the exclusion of Commodities management
team
3. Foreign exchange risk – Fluctuation in foreign exchange rate affects pricing on replacement costing model. For example if a product is
imported at say 250NGN/DOLLAR in December 2016 and the product has to be imported at 305/dollar in March 2017, the selling price based on
replacement cost will not be competitive.



13. Can some of your business processes be outsourced to save costs? If yes, name them.

• Yes
1. Transportation and distribution of finished products
2. Marketing-Product branding activities

14. What recommendations would you suggest for the improvement of your internal business processes?

• Cost saving measures
• Responsive Supply Chain Management
• Lean Manufacturing (for manufacturing sector)
• Sound and responsive working capital management
• Product awareness among staff

15. What tailor-made recommendations do you propose to bridge funding challenges in the long term?

1. Disallow treasury dept the sole management of commodities bank accounts
2. Constant stocking and restocking of FMCG
3. Cash and carry based sales for staff and relatives and friends of staff
4. At least 50% of generated profits to be ploughed back to trading

16. Would it be more efficient for your business to operate as a department/sub unit under the company than as a separate corporate entity?
State reasons.

It will not make good business sense to establish a subsidiary and come back to down grade it to a department for the following reasons:
1. Modern businesses are being unbundled in this century and that seems the way forward
2. There is synergy experience
3. Low overheads
4. Room for diversification
5. Risk reduction and management – When a business diversifies the risks are spread
6. Capital preservation – You protect the capital you have because funds are allocated to the subsidiary
7. Ability to hedge – enable the group to grow both when market booms and returns crumble in one sector.

17. Drawing comparisons within your industry, comprehensively describe your five year business projections and plans for business expansion.

1. Excellent customer efficient service delivery
2. Avoidance of wastages
3. Marketing by all staff
4. Pursue continuous product improvement on all product lines
5. Re-engineer west coast storage and sales of products
6. Institutionalize customer feed-back for efficiency and effectiveness
7. Offer ancillary services like pos, paypal, online trading

18. Kindly present the cost benefit analysis for your business expansion projections.

1. Increased customer demand and booming sales, taking into consideration a variety of factors like increased customer base, robust product
awareness, aggressive and bullish marketing
2. No. 1 above goes with the relevant costs. The cost incurred in achieving increased customer demand and booming sales may appear huge and
horrendous but in per unit terms is less than selling price per unit, which in turn results in profit.
3. Other inherent costs include expansion cost, operating cost, cost of granting credit etc
4. After aggregating the foregoing, we can then test the efficacy or otherwise of the expansion programme by calculating pay back period and
return on investment
5. The expansion programme is a success if 4 above turns positive.



19. What are the cost implications/requirements of your projections with the proposed timelines?

1. Staff costs – more staff will be required
2. More funding – adequate working capital
3. Increased credit lines
4. Stock holding costs



20. State how you intend to compete in your industry with your expansion plan.

1. Know the competition – Find out who the competitors are, what they are offering and what their unique selling point is.
2. Know your customers (kyc) – find out what matters to the customers
3. Differentiate – give customers good reasons to always come back
4. Step up marketing strategy – tell customers who we are, what we sell and why they should buy from us
5. Update our image – add aesthetics to our environment and instill good dress code in our marketing force and front desk personnel
6. Look after the existing customers – they are our competitors target
7. Target new markets – this will increase market base
8. Employ skilled, motivated staff – people are often more impressed by a good working atmosphere and benefits such as flexible working and
structured career development than paying a competitive wage
9. Expand our offer – deploy pos, paypal, online payment etc
10. Look to the future – keep up with developments in the sector, follow consumer trends, invest in new technology and have a clear idea of
where to be in the next three to five years.

Thank you.